Articles and Insights
RBA Interest Rate Change (June 2023)
The Reserve Bank of Australia (RBA) has today announce a further interest rate rise of 25 basis points (0.25%).
This increase takes the cash rate to 4.10%.
RBA Interest Rate Change (May 2023)
The Reserve Bank of Australia (RBA) has today announce a further interest rate rise of 25 basis points (0.25%).
This increase takes the cash rate to 3.85%.
RBA Interest Rate Update (April 2023)
The Reserve Bank of Australia (RBA) has today announce a hold to the current cash rate.
This hold retains the cash rate to 3.60%.
RBA Interest Rate Change (March 2023)
The Reserve Bank of Australia (RBA) has today announce a further interest rate rise of 25 basis points (0.25%).
This increase takes the cash rate to 3.60%.
Should I contribute to Super?
It’s a question that is often asked and my honest answer - It depends on your situation.
Superannuation is a great environment to save money for the long term, but it is heavily restricted when it comes to accessing it.
On the flip side, the sooner you start saving, the better off you are likely to be in the long run, due to the effects of compounding interest.
Ultimately, striking the right balance for YOUR needs is what is important.
Other than simply investing in super for the sake of one’s retirement, there are also additional benefits that can be achieved when superannuation contributions are used to your advantage. Let’s take a look at the most common types of super contributions:
Superannuation - Let’s Bust Some of the Myths
As a financial adviser Superannuation is often something that we discuss fairly often; however it is also something than many investors are very cautious about.
So where has this caution come from?
There are many reasons, but the main one, I believe is lack of understanding / education around what superannuation is and who controls it.
Yes superannuation does have some complex rules and regulation; however, once you know and understand these, it can be a great environment in which you can accumulate wealth.
The Upside of a Market Downturn
The uncertainty that market downturns bring, can cause fear and chaos among clients and investors. This article discusses reasons for market downturns and provides the alternative view that there is a buying opportunity as valuations reduce. There is also a call to action to seek advice from a financial adviser.
RBA Interest Rate Change (Feb 2023)
The Reserve Bank of Australia (RBA) has today announce an interest rate rise of 25 basis points (0.25%).
This increase takes the cash rate to 3.35%.
The Effect of Rising Inflation
This article discusses the effect of rising inflation and its impact on the Australian economy. It includes a list of ways to prepare yourself for a rise in inflation.
Super in your 60s. It’s still not too late!
Super in your 60’s
This article, from our 4-part series on superannuation through the generations looks at opportunities within super that may be appropriate for your phase of life.
Super in your 50s. It’s time to push the pedal down!
Super in your 50’s
This article, from our 4-part series on superannuation through the generations looks at opportunities within super that may be appropriate for your phase of life.
Super in your 40s. It’s time to get focused
Super in your 40’s
This article, from our 4-part series on superannuation through the generations looks at opportunities within super that may be appropriate for your phase of life.
Super in your 30s. It’s important to squeeze it in
Super in your 30’s
This article, from our 4-part series on superannuation through the generations looks at opportunities within super that may be appropriate for your phase of life.
Three-Minute Financial Check-up
Do you need a financial health check?
Check out our article and complete our 12 question check list to see if your starting the New Year off Financially Healthy!
Four Financial Resolutions to Kick Start the New Year
HAPPY NEW YEAR
Here’s 4 financial resolutions to kick start 2023.
RBA Interest Rate Change (Dec 2022)
The Reserve Bank of Australia (RBA) has today announce an interest rate rise of 25 basis points (0.25%).
This increase takes the cash rate to 3.10%.
Why seeing a financial adviser could be your best Christmas gift
While the lead up to, and after the Christmas, can be hectic for some, this article explains why it may be an optimal time to visit your financial planner.
Give your Christmas a makeover
Can Christmas be a stressful time for your Family or do you simply wish to start some new traditions?
Check out 5 way you could make a change this Christmas.
The Full Bottle Podcast (Citrus Australia)- Succession Planning
Recently Janine sat down with Gabby Torpey (Media and Communications Officer) from Citrus Australia to have a chat about all things Succession Planning for their monthly podcast, The Full Bottle.
You can listen to this podcast by clicking on the following link: Citrus Australia - The Full Bottle. Ep 7: Planning the Next Generation