As a financial adviser Superannuation is often something that we discuss fairly often; however it is also something than many investors are very cautious about.

So where has this caution come from?

There are many reasons, but the main one, I believe is lack of understanding / education around what superannuation is and who controls it.

Yes superannuation does have some complex rules and regulation; however, once you know and understand these, it can be a great environment in which you can accumulate wealth.