Articles and Insights

April 2025 - Wealth Adviser Newsletter (Issue 109)
Wealth Adviser Newsletter Agri Plus Financial Group Wealth Adviser Newsletter Agri Plus Financial Group

April 2025 - Wealth Adviser Newsletter (Issue 109)

Issue 109 Highlights

In this edition:

  1. Navigating Australia’s Economic Crossroads: Resilience, Reform,

    and the Role of Preference Votes

  2. Life Expectancy Reimagined: Navigating Financial Risks and

    Retirement Realities

  3. Tax Cuts, Housing Support, and Healthcare Reforms: What the

    Federal Budget Means for Your Wealth

Plus Q&A section

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2025–26 Federal Budget Recap
Federal Budget Update Agri Plus Financial Group Federal Budget Update Agri Plus Financial Group

2025–26 Federal Budget Recap

“To ensure more Australians earn more – and keep more of what they earn.”

That was the core promise from Treasurer Jim Chalmers in this year’s Federal Budget, which focuses squarely on easing cost-of-living pressures and boosting the long-term resilience of the Australian economy.

With many households still feeling the financial squeeze, the 2025–26 Budget delivers a suite of practical measures designed to provide immediate relief, improve access to essential services, and invest in housing, healthcare, and education.

So what does it all mean for everyday Australians? - Our article explores this further

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5 tips to protect yourself from being scammed
Superannuation Agri Plus Financial Group Superannuation Agri Plus Financial Group

5 tips to protect yourself from being scammed

In 2020 Australians reported over 7,000 investment scams to Scamwatch, well up on the 5,000 reported in 2019. Scamwatch recorded investment scam losses of $65.8 million, but add in notifications made to other government agencies and the major banks and reported losses across 2020 soared to $328 million. Due to embarrassment many losses go unreported so we may never know the full extent of the damage.

With a high likelihood that we will all be targeted by scammers at some stage, perhaps repeatedly, how can we identify scams and protect ourselves from losses?

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Should I contribute to Super? (Updated 2024FY)
Janine McLean Janine McLean

Should I contribute to Super? (Updated 2024FY)

It’s a question that is often asked and my honest answer - It depends on your situation.

Superannuation is a great environment to save money for the long term, but it is heavily restricted when it comes to accessing it.

On the flip side, the sooner you start saving, the better off you are likely to be in the long run, due to the effects of compounding interest.

Ultimately, striking the right balance for YOUR needs is what is important.

Other than simply investing in super for the sake of one’s retirement, there are also additional benefits that can be achieved when superannuation contributions are used to your advantage. Let’s take a look at the most common types of super contributions:

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